The Kentucky Association of Counties, Inc. Medical Benefits Committee held an annual meeting upon adjournment of the KACo Insurance Agency Board of Directors meeting on Thursday, March 20, 2025. This meeting was held at 400 Englewood Drive in Frankfort, Ky. and via video teleconference, pursuant to proper notice given in accordance with KRS 61.826 and 65.312(3).
The roll was called. The following committee members were present: KACo President Dan Mosley, Harlan County Judge/Executive; KACo President-elect Adam O'Nan, Union County Judge/Executive; Stevie Givens, Butler County Magistrate; Joe Pat Covington, Scott County Judge/Executive; Ronnie Akers, Floyd County Magistrate; Harry Clark, Rowan County Judge/Executive; Jim Henderson, KACo Executive Director/CEO; and Chad Wheet, Director, Adair County Ambulance Service.
Others participating included: Temple Juett, Director of Insurance; Tim Sturgill, General Counsel; Karen Basham, Chief Financial Officer; Kris Dunn, Associate Director of Insurance; Andrea Morse, Insurance Agency Manager; Marie Skinner, Accountant; Alyssa Rogers, Staff Accountant; Kelly Harding, KACo Marketing Agent, HUB International; Jesse Penn, Computer Support Specialist; and Sonya Chesser, Executive Assistant to CEO/Director of Administrative Services.
Judge Mosley called the meeting to order at 2:33 p.m.
Mr. Henderson introduced Mr. Wheet to the board as Adair County Ambulance Service designated him as its representative.
Motion made by Harry Clark, seconded by Ronnie Akers, to approve the minutes of the March 28, 2024, meeting as presented. Motion carried.
Mr. Harding presented and discussed the 2025 Anthem Association Health plan. He said the initial renewal included an increase of 11.82% and was adjusted to 8.75% or $64,578,528 in annual premium.
Motion made by Adam O'Nan, seconded by Stevie Givens, to accept the Anthem 2025-26 renewal proposal of 8.75% average increase for the Association Health Plan. Motion carried.
Mr. Harding presented and discussed the expense projections for plan year 2025. The operating expenses for the per employee per month (PEPM) charge remains the same as last year at $13.29 PEPM, broken down as follows: $0.69 for general operating expenses, $2.15 for data analytics and $10.45 for administration expenses.
Motion made by Harry Clark, seconded by Ronnie Akers, to accept the 2025-26 proposed Association Health Plan administrative fee of $13.29 per employee per month. Motion carried.
Mr. Harding presented and discussed the population and claims data through January 2025.
The next annual meeting will be held in the first quarter of 2026 to coincide with the KACo Insurance Agency quarterly meeting.
Motion made by Joe Pat Covington, seconded by Stevie Givens, to adjourn the meeting at 2:53 p.m. Motion carried.
